I'm not made of money
I don't have a lot of money. A set phrase said as a denial to a request for one to lend money to or purchase something for someone. I know you want the new phone, but the answer is no. I'm not made of money.
not be made of money
COMMON People say they are not made of money to mean that there is a limit to how much money they are able to spend. This camera's second hand. I'm not made of money, you know.